Question 1

How does Intrynsic value a stock?

Accepted Answer

Intrynsic uses an agentic, multi-model approach. It first classifies the company (growth, mature, cyclical, financial, and so on), selects the most appropriate valuation models, runs each one step-by-step with a transparent chain of reasoning, then applies a sanity check and a weighted consensus to arrive at a fair-value range. You see every assumption and every model's output - not just a single number.

Question 2

Which valuation models does Intrynsic run?

Accepted Answer

More than ten, chosen per company type: DCF, DDM, P/E, P/B (with excess-return for financials), EV/EBITDA, EV/EBIT, EV/Revenue, NAV, a bank-specific FCFE DCF, the VC method for early-stage names, and SOTP for holding companies - plus a Reverse DCF that shows what growth the current price already implies.

Question 3

How accurate are the intrinsic values?

Accepted Answer

They are model estimates, not predictions or price targets. Each is built from historical financials and explicit assumptions - risk-free rate, equity risk premium, terminal growth - that you can adjust yourself. Treat the fair-value range as a well-reasoned starting point for your own due diligence, not a guarantee.

Question 4

How is an intrinsic value different from a broker's price target?

Accepted Answer

A broker's price target usually predicts where the share price might trade over the next year, and is often shaped by sentiment and momentum. Intrynsic's intrinsic value instead estimates what the business is fundamentally worth today from its own cash flows, earnings, and assets - independent of where the crowd is pushing the price. The difference between the two is exactly what the 'Why the gap?' analysis breaks down.

Question 5

What's the difference between Simple and Pro view?

Accepted Answer

Simple view gives a clean, plain-English verdict - roughly what a stock looks worth, why, and the key risks - for everyday investors. Pro view exposes the full machinery: every model's step-by-step working, assumptions you can change, sensitivity tables, and the underlying financial statements. Switch between them anytime with the toggle in the top bar.

Question 6

What can the AI research agent do?

Accepted Answer

It reads annual reports, earnings-call transcripts, and corporate filings, then answers your questions in plain English with citations back to the source. It also synthesises price trends, EPS trajectory, sector comparison, shareholding changes, and recent news into a structured equity note in seconds.

Question 7

Is Intrynsic investment advice?

Accepted Answer

No. Intrynsic is a research and analysis tool. Its outputs are quantitative models and AI summaries based on historical data and assumptions - starting points for your own research, not financial advice. Always do your own due diligence before investing.

Question 8

Where does Intrynsic's data come from?

Accepted Answer

Price history is sourced from public exchange archives, and fundamentals (revenue, EPS, cash flows, balance sheets) from company filings and public financial data providers. Macro series - Nifty, VIX, Repo Rate, CPI, USD/INR, Brent - round out the picture.

Question 9

How fresh is the data?

Accepted Answer

Prices are updated daily after market close across both NSE and BSE. Fundamentals are refreshed after each quarterly results season. The dashboard shows a banner whenever price data is more than a few days stale.

Question 10

How is my data protected?

Accepted Answer

Intrynsic is privacy-first. Your watchlist, portfolio, and research stay yours, and no personally identifiable information is sold. We use secure AI inference for analysis and keep your personal data out of third-party hands.

Question 11

Does Intrynsic hold or move my money?

Accepted Answer

No. Intrynsic is a research platform - it never custodies funds, places trades, or touches your demat or bank accounts. It helps you decide; you act through your own broker.

Question 12

What happens to my data if I cancel?

Accepted Answer

You can export your data at any time, and your personal and portfolio data is removed from active systems after you cancel.

Question 13

Is Intrynsic free right now?

Accepted Answer

Yes. While we're in beta, every feature - including everything in Pro and Max - is free for everyone, with no credit card required. Paid plans will be introduced after the beta; nothing is charged until then, and we'll tell you well before anything changes.

Question 14

What plans does Intrynsic offer?

Accepted Answer

Three tiers: Free to explore the platform, Pro for full valuation, unlimited analyses, the AI chat and natural-language screener, and Max which adds daily briefs, portfolio alerts, earnings-call analysis, news sentiment, and broker integration. During the beta all three are unlocked free, so you can try everything; we'll announce plan pricing before the public launch.

Question 15

Do I need to pay or add a card to start?

Accepted Answer

No. You can sign up and use the full platform free during the beta without entering any payment details. We never auto-charge - paid billing only begins after the beta, and only once you actively choose a plan.

Question 16

Can I change plans at any time?

Accepted Answer

Yes. Upgrade or downgrade whenever you like - if you upgrade mid-cycle you're only charged the prorated difference, and downgrades take effect at your next billing date.

Question 17

What payment methods do you accept?

Accepted Answer

All major UPI apps, Visa and Mastercard credit/debit cards, and net banking.

Question 18

Can I cancel anytime?

Accepted Answer

Absolutely - cancel anytime with no penalty, and you keep access through the end of your billing period.

Question 19

Which stocks and exchanges does Intrynsic cover?

Accepted Answer

5,000+ NSE & BSE listed companies, with price history going back decades and roughly ten years of fundamentals. A small number of micro-caps and recently listed names may have limited fundamental data.

Question 20

How does the screener work?

Accepted Answer

Screen the whole NSE & BSE universe by fundamentals and valuation - P/E, ROE, debt, growth, market-cap category and more - in plain English, and export the results to Excel. Market-cap buckets follow AMFI's large/mid/small-cap classification.

Question 21

Can I analyse my portfolio?

Accepted Answer

Yes. See your holdings, returns, sector and market-cap exposure, and concentration in one place, with valuation overlays that flag where your portfolio looks rich or cheap versus fair value.

Question 22

What macro and sector tools are included?

Accepted Answer

A macro dashboard (Nifty, VIX, Repo Rate, CPI, USD/INR, Brent, FII/DII flows) plus a Sector Hub that benchmarks any company against its sector and closest peers on growth, margins, returns, and valuation.

Question 23

Can I export the analysis?

Accepted Answer

Yes - you can export valuation workbooks and screener results to Excel for your own records and models. (This is a Pro/Max feature, and it's unlocked free for everyone during the beta.)

Question 24

Can I use Intrynsic on my phone?

Accepted Answer

Yes - Intrynsic runs in any modern mobile browser, with the dashboard, valuation, screener, and AI research all designed to work on smaller screens. There's nothing to install.

Frequently Asked Questions

Research & Valuation

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