Finance · NSE: BAJAJFINSV
Intrynsic's multi-model valuation estimates Bajaj Finserv Limited's fair value at ₹1,079 per share (range ₹1,079–₹1,967) against a market price of ₹1,742 - a gap of -38.1% (updated 29 September 2026). This is an estimated fair value based on stated assumptions, not investment advice.
Market price
₹1,742
close of 29 Sept 2026
Est. fair value
₹1,079
₹1,079–₹1,967
Gap
-38.1%
price vs estimate
Trading ~38% above our estimated fair-value range. Assumptions and per-model workings are below.
Bajaj Finserv is the holding company for the Bajaj group's financial businesses, chiefly its stake in Bajaj Finance plus general and life insurance ventures. Its value largely mirrors those underlying companies.
Finance · Finance
Over the last 3 years, revenue grew 22.4%/yr and profit grew 17.2%/yr.
Every ₹100 of shareholder money earned ₹25.2 in profit last year, vs a sector median of 10.8%.
Borrowing is core to a lender's business model — judge it on profitability and consistency instead.
The market price is above our estimated fair-value range (based on stated assumptions).
Returns on equity varied by about 2.0 percentage points over the last 5 years — steady.
Intrynsic values Bajaj Finserv Limited with 2 independent models and blends them into one estimated fair-value range. Every number below is an estimate based on the stated assumptions - change the assumptions and the estimate changes.
| Model | Estimated value | vs price | Weight |
|---|---|---|---|
| SOTPSum of Parts Method | ₹1,967 | +13% | - |
| P/B + Excess ReturnBank Net Worth Method | ₹1,079 | -38% | - |
| Revenue | ₹1,50,504 Cr | |
| Net profit | ₹19,669 Cr | |
| EPS | ₹61.24 | |
| Free cash flow | ₹-56,749 Cr | |
| ROE (latest) | 25.2% | |
| Revenue growth (CAGR) | 22.3% | |
| Profit growth (CAGR) | 21.3% |
Intrynsic's multi-model valuation estimates Bajaj Finserv Limited's fair value at ₹1,079 per share (range ₹1,079–₹1,967), last updated 29 September 2026. This is an estimate based on stated assumptions, not investment advice.
Bajaj Finserv Limited trades at ₹1,742 against Intrynsic's estimated fair value of ₹1,079 - the market price is 38% above the estimate, i.e. above our estimated fair-value range. Different assumptions produce different estimates; see the model breakdown above.
Bajaj Finserv Limited trades at about 28.4 times its latest annual earnings per share.
Bajaj Finserv is the holding company for the Bajaj group's financial businesses, chiefly its stake in Bajaj Finance plus general and life insurance ventures. Its value largely mirrors those underlying companies.
Intrynsic runs 2 valuation models for Bajaj Finserv Limited (SOTP, P/B + Excess Return) and blends them into one estimated fair-value range. Every assumption - growth, discount rate, terminal value - is shown openly on this page.
Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions - they are not investment advice, research recommendations, or an offer to transact in any security. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy