Finance · NSE: MUTHOOTFIN
Intrynsic's multi-model valuation estimates Muthoot Finance Limited's fair value at ₹1,731 per share (range ₹1,214–₹1,731) against a market price of ₹2,360 (close of 23 Oct 2026): the estimate is 27% below the price. Estimate updated 23 October 2026. This is an estimated fair value based on stated assumptions, not investment advice.
Market price
₹2,360
close of 23 Oct 2026
Est. fair value
₹1,731
₹1,214–₹1,731
Estimate vs price
-26.7%
estimate below price
Above fair-value est.
FY26
FY26
FY26
FY26
Over the last 3 years, revenue grew 37.9%/yr and profit grew 42.4%/yr. Over 9 years, revenue grew 20.3%/yr and profit 27.4%/yr.
Every ₹100 of shareholder money earned ₹27.1 in profit last year, vs a sector median of 10.8%.
Borrowing is core to a lender's business model — judge it on profitability and consistency instead.
The market price is above our estimated fair-value range (based on stated assumptions).
Returns on equity varied by about 3.7 percentage points over the last 5 years — reasonably steady.
Intrynsic's multi-model valuation estimates Muthoot Finance Limited's fair value at ₹1,731 per share (range ₹1,214–₹1,731), last updated 23 October 2026. This is an estimate based on stated assumptions, not investment advice.
Muthoot Finance Limited trades at ₹2,360 against Intrynsic's estimated fair value of ₹1,731 - the market price is 27% above the estimate, i.e. above our estimated fair-value range. Different assumptions produce different estimates; see the model breakdown above.
Muthoot Finance Limited trades at about 8.9 times its latest annual earnings per share.
Intrynsic runs 3 valuation models for Muthoot Finance Limited (P/B + Excess Return, DDM, Bank FCFE DCF) and blends them into one estimated fair-value range. Every assumption - growth, discount rate, terminal value - is shown openly on this page.
Muthoot Finance Limited operates in the Finance sector (Finance industry) and is listed on the NSE as MUTHOOTFIN.
Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions- they are not investment advice, research recommendations, or an offer to transact in any security. The models rely on assumptions (discount rates, growth, multiples) that may prove wrong and on past financials, which do not guarantee future results; prices also move on macro factors the models don't capture. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy