Finance · NSE: PAYTM
Intrynsic's multi-model valuation estimates One 97 Communications Limited's fair value at ₹646 per share (range ₹646–₹646) against a market price of ₹1,283 - a gap of -49.6% (updated 24 July 2026). This is an estimated fair value based on stated assumptions, not investment advice.
Market price
₹1,283
close of 24 Jul 2026
Est. fair value
₹646
₹646–₹646
Gap
-49.6%
price vs estimate
Trading ~50% above our estimated fair-value range. Assumptions and per-model workings are below.
Paytm (One 97 Communications) runs one of India's largest payment apps plus merchant devices and financial-services distribution. It is cutting losses after regulatory setbacks to its payments bank.
Finance · Finance
Over the last 3 years, revenue grew 1.8%/yr.
Every ₹100 of shareholder money earned ₹3.4 in profit last year, vs a sector median of 10.8%.
Borrowing is core to a lender's business model — judge it on profitability and consistency instead.
The market price is above our estimated fair-value range (based on stated assumptions).
Returns on equity varied by about 7.2 percentage points over the last 5 years — volatile.
Intrynsic values One 97 Communications Limited with 1 independent model and blends them into one estimated fair-value range. Every number below is an estimate based on the stated assumptions - change the assumptions and the estimate changes.
| Model | Estimated value | vs price | Weight |
|---|---|---|---|
| EV/RevenueRevenue Multiple Method | ₹646 | -50% | - |
| Revenue | ₹8,437 Cr | |
| Net profit | ₹552 Cr | |
| EPS | ₹8.64 | |
| Free cash flow | ₹-2,462 Cr | |
| ROE (latest) | 3.4% | |
| Revenue growth (CAGR) | 33.5% |
Intrynsic's multi-model valuation estimates One 97 Communications Limited's fair value at ₹646 per share (range ₹646–₹646), last updated 24 July 2026. This is an estimate based on stated assumptions, not investment advice.
One 97 Communications Limited trades at ₹1,283 against Intrynsic's estimated fair value of ₹646 - the market price is 50% above the estimate, i.e. above our estimated fair-value range. Different assumptions produce different estimates; see the model breakdown above.
One 97 Communications Limited trades at about 148.5 times its latest annual earnings per share.
Paytm (One 97 Communications) runs one of India's largest payment apps plus merchant devices and financial-services distribution. It is cutting losses after regulatory setbacks to its payments bank.
One 97 Communications Limited operates in the Finance sector (Finance industry) and is listed on the NSE as PAYTM.
Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions - they are not investment advice, research recommendations, or an offer to transact in any security. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy