NSE: SBIN

State Bank of India

We don't have a reliable fair-value estimate for State Bank of Indiayet - our models need more data before we'll publish a number. You can still explore the company's financials below, or try the free intrinsic-value calculator with your own assumptions.

What State Bank of India does

State Bank of India is the country's largest bank, majority-owned by the government, serving over 40 crore customers. It dominates rural and corporate banking and owns valuable insurance and asset-management arms.

Banks · Banks

Health signals

GrowthRevenue +13.6%/yr (3y)Good

Over the last 3 years, revenue grew 13.6%/yr and profit grew 14.5%/yr.

ProfitabilityROE 14.5%Good

Every ₹100 of shareholder money earned ₹14.5 in profit last year, vs a sector median of 12.2%.

DebtNot applicableN/A

Borrowing is core to a lender's business model — judge it on profitability and consistency instead.

Valuation+21% vs estimateGood

The market price is below our estimated fair-value range (based on stated assumptions).

QualityROE steady within ±1.7ppGood

Returns on equity varied by about 1.7 percentage points over the last 5 years — steady.

Key financialsFY17–FY26

Full statements & analysis →

Revenue	₹5,14,933 Cr
Net profit	₹86,666 Cr
EPS	₹90.24
Free cash flow	₹29,734 Cr
ROE (latest)	14.5%
Revenue growth (CAGR)	9.3%
Profit growth (CAGR)	59.2%

Peers

Sector overview →

Bank of Maharashtra₹64,785 CrP/E 9.2ROE 21.1%

Indian Overseas Bank₹63,626 CrP/E 11.8ROE 14.7%

Indian Bank₹1,14,957 CrP/E 9.8ROE 14.6%

Union Bank of India₹1,36,029 CrP/E 7.0ROE 14.6%

Canara Bank₹1,12,645 CrP/E 6.3ROE 16.8%

Punjab National Bank₹1,34,627 CrP/E 7.3ROE 12.3%

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Frequently asked questions

What does State Bank of India do?

Which sector does State Bank of India belong to?

State Bank of India operates in the Banks sector (Banks industry) and is listed on the NSE as SBIN.

What is State Bank of India's latest annual revenue and profit?

For FY2017, State Bank of India reported revenue of ₹2,30,447 Cr and net profit of ₹-97 Cr. The full multi-year history is in the Financials section above.

What are State Bank of India's EPS and return on equity?

In FY2017, State Bank of India recorded earnings per share of ₹0.3 and a return on equity of 0.0%.

How much debt does State Bank of India carry?

State Bank of India reported total debt of ₹3,36,366 Cr in FY2017. See the balance-sheet trend in the Financials section for context.

Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions - they are not investment advice, research recommendations, or an offer to transact in any security. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy