NSE: IRFC

Indian Railway Finance Corporation Limited

We don't have a reliable fair-value estimate for Indian Railway Finance Corporation Limitedyet - our models need more data before we'll publish a number. You can still explore the company's financials below, or try the free intrinsic-value calculator with your own assumptions.

What Indian Railway Finance Corporation Limited does

Indian Railway Finance Corporation borrows money to purchase trains and infrastructure that it leases to Indian Railways. The government guarantees its business model, making it a proxy for railway spending.

Finance · Finance

Health signals

GrowthRevenue +4.5%/yr (3y)Okay

Over the last 3 years, revenue grew 4.5%/yr and profit grew 3.4%/yr.

ProfitabilityROE 12.4%Good

Every ₹100 of shareholder money earned ₹12.4 in profit last year, vs a sector median of 10.8%.

DebtNot applicableN/A

Borrowing is core to a lender's business model — judge it on profitability and consistency instead.

Valuation-39% vs estimateWeak

The market price is above our estimated fair-value range (based on stated assumptions).

QualityROE steady within ±1.0ppGood

Returns on equity varied by about 1.0 percentage points over the last 5 years — steady.

Key financialsFY17–FY26

Full statements & analysis →

Revenue	₹27,285 Cr
Net profit	₹7,009 Cr
EPS	₹5.36
Free cash flow	₹-27,039 Cr
ROE (latest)	12.4%
Revenue growth (CAGR)	13.0%
Profit growth (CAGR)	25.1%

Peers

Sector overview →

Haryana Financial Corporation ltd.₹1,257 CrP/E 150.0ROE 50.5%

REC Limited₹82,375 CrP/E 5.0ROE 19.2%

Power Finance Corporation Limited₹1,16,587 CrP/E 4.5ROE 25.3%

Housing & Urban Development Corporation Limited₹34,514 CrP/E 8.6ROE 18.4%

Tourism Finance Corporation of India Limited₹6,555 CrP/E 53.0ROE 9.3%

Gujarat State Financial corporation₹88 Cr

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Frequently asked questions

What does Indian Railway Finance Corporation Limited do?

Which sector does Indian Railway Finance Corporation Limited belong to?

Indian Railway Finance Corporation Limited operates in the Finance sector (Finance industry) and is listed on the NSE as IRFC.

What is Indian Railway Finance Corporation Limited's latest annual revenue and profit?

For FY2017, Indian Railway Finance Corporation Limited reported revenue of ₹9,047 Cr and net profit of ₹934 Cr. The full multi-year history is in the Financials section above.

What are Indian Railway Finance Corporation Limited's EPS and return on equity?

In FY2017, Indian Railway Finance Corporation Limited recorded earnings per share of ₹143.1 and a return on equity of 7.8%.

How much debt does Indian Railway Finance Corporation Limited carry?

Indian Railway Finance Corporation Limited reported total debt of ₹1,06,395 Cr in FY2017. See the balance-sheet trend in the Financials section for context.

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