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Banks · NSE: FEDERALBNK

The Federal Bank Limited - Fair Value & Intrinsic Value Estimate

Fair value estimate

Intrynsic's multi-model valuation estimates The Federal Bank Limited's fair value at ₹185 per share (range ₹134–₹185) against a market price of ₹341 (close of 23 Oct 2026): the estimate is 46% below the price. Estimate updated 23 October 2026. This is an estimated fair value based on stated assumptions, not investment advice.

Market price

₹341

close of 23 Oct 2026

Est. fair value

₹185

₹134–₹185

Estimate vs price

-45.6%

estimate below price

Price ₹341Fair value ₹185
Range ₹134–₹185

Above fair-value est.

Ask AI about FEDERALBNK

Key numbers & health

Revenue
₹29.7K Cr

FY26

Net profit
₹4.5K Cr

FY26

EPS
₹17.63

FY26

Free cash flow
₹4.0K Cr

FY26

GrowthRevenue +18.5%/yr (3y) · +14.5%/yr (9y)Good

Over the last 3 years, revenue grew 18.5%/yr and profit grew 11.8%/yr. Over 9 years, revenue grew 14.5%/yr and profit 20.1%/yr.

ProfitabilityROE 11.2%Okay

Every ₹100 of shareholder money earned ₹11.2 in profit last year, vs a sector median of 12.2%.

DebtNot applicableN/A

Borrowing is core to a lender's business model — judge it on profitability and consistency instead.

Valuation-46% vs estimateWeak

The market price is above our estimated fair-value range (based on stated assumptions).

QualityROE steady within ±1.5ppGood

Returns on equity varied by about 1.5 percentage points over the last 5 years — steady.

Peers

IDBI Bank Limited₹84,145 CrP/E 9.1ROE 13.5%Fair-value estimate →IndusInd Bank Limited₹64,949 CrP/E 73.0ROE 1.4%Fair-value estimate →IDFC First Bank Limited₹61,444 CrP/E 38.2ROE 3.4%Fair-value estimate →Yes Bank Limited₹49,884 CrP/E 14.2ROE 6.9%Fair-value estimate →
Ask AI about The Federal Bank LimitedChat with Intrynsic's research agent about results, risks and filings.Sign up free →Track it in your watchlistFair-value alerts, result-day briefs and portfolio analytics.Sign up free →See the full model workingsEvery assumption, per-model trace, reverse DCF and peer lens.Sign up free →

Frequently asked questions

What is The Federal Bank Limited's intrinsic value?

Intrynsic's multi-model valuation estimates The Federal Bank Limited's fair value at ₹185 per share (range ₹134–₹185), last updated 23 October 2026. This is an estimate based on stated assumptions, not investment advice.

Is The Federal Bank Limited overvalued or undervalued?

The Federal Bank Limited trades at ₹341 against Intrynsic's estimated fair value of ₹185 - the market price is 46% above the estimate, i.e. above our estimated fair-value range. Different assumptions produce different estimates; see the model breakdown above.

What is The Federal Bank Limited's P/E ratio?

The Federal Bank Limited trades at about 19.3 times its latest annual earnings per share.

How is The Federal Bank Limited's fair value calculated?

Intrynsic runs 3 valuation models for The Federal Bank Limited (P/B + Excess Return, DDM, Bank FCFE DCF) and blends them into one estimated fair-value range. Every assumption - growth, discount rate, terminal value - is shown openly on this page.

Which sector does The Federal Bank Limited belong to?

The Federal Bank Limited operates in the Banks sector (Banks industry) and is listed on the NSE as FEDERALBNK.

Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions- they are not investment advice, research recommendations, or an offer to transact in any security. The models rely on assumptions (discount rates, growth, multiples) that may prove wrong and on past financials, which do not guarantee future results; prices also move on macro factors the models don't capture. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy

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