Banks · NSE: YESBANK
Intrynsic's multi-model valuation estimates Yes Bank Limited's fair value at ₹8 per share (range ₹2–₹8) against a market price of ₹23 - a gap of -64.5% (updated 24 July 2026). This is an estimated fair value based on stated assumptions, not investment advice.
Market price
₹23
close of 24 Jul 2026
Est. fair value
₹8
₹2–₹8
Gap
-64.5%
price vs estimate
Trading ~64% above our estimated fair-value range. Assumptions and per-model workings are below.
Yes Bank is a private lender rebuilding itself after a 2020 rescue led by SBI. It is slowly restoring margins and asset quality under new ownership and management.
Banks · Banks
Over the last 3 years, revenue grew 10.0%/yr and profit grew 68.4%/yr.
Every ₹100 of shareholder money earned ₹6.9 in profit last year, vs a sector median of 12.2%.
Borrowing is core to a lender's business model — judge it on profitability and consistency instead.
The market price is above our estimated fair-value range (based on stated assumptions).
Returns on equity varied by about 1.8 percentage points over the last 5 years — steady.
Intrynsic values Yes Bank Limited with 3 independent models and blends them into one estimated fair-value range. Every number below is an estimate based on the stated assumptions - change the assumptions and the estimate changes.
| Model | Estimated value | vs price | Weight |
|---|---|---|---|
| P/B + Excess ReturnBank Net Worth Method | ₹8 | -64% | - |
| DDMDividend Discount Method | ₹21 | -7% | - |
| Bank FCFE DCFBank Cash Flow Method | ₹2 | -92% | - |
Reverse DCF: today's market price implies the company must grow free cash flow about 2.1% a year for the next decade - versus 12.3% historical revenue growth.
| Revenue | ₹30,208 Cr | |
| Net profit | ₹3,512 Cr | |
| EPS | ₹1.12 | |
| Free cash flow | ₹16,246 Cr | |
| ROE (latest) | 6.9% | |
| Revenue growth (CAGR) | 7.0% | |
| Profit growth (CAGR) | 0.7% |
Intrynsic's multi-model valuation estimates Yes Bank Limited's fair value at ₹8 per share (range ₹2–₹8), last updated 24 July 2026. This is an estimate based on stated assumptions, not investment advice.
Yes Bank Limited trades at ₹23 against Intrynsic's estimated fair value of ₹8 - the market price is 64% above the estimate, i.e. above our estimated fair-value range. Different assumptions produce different estimates; see the model breakdown above.
Yes Bank Limited trades at about 20.5 times its latest annual earnings per share.
Yes Bank is a private lender rebuilding itself after a 2020 rescue led by SBI. It is slowly restoring margins and asset quality under new ownership and management.
Intrynsic runs 3 valuation models for Yes Bank Limited (P/B + Excess Return, DDM, Bank FCFE DCF) and blends them into one estimated fair-value range. Every assumption - growth, discount rate, terminal value - is shown openly on this page.
Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions - they are not investment advice, research recommendations, or an offer to transact in any security. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy