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Banks · NSE: INDUSINDBK

IndusInd Bank Limited - Fair Value & Intrinsic Value Estimate

Fair value estimate

Intrynsic's multi-model valuation estimates IndusInd Bank Limited's fair value at ₹434 per share (range ₹171–₹434) against a market price of ₹836 (close of 23 Oct 2026): the estimate is 48% below the price. Estimate updated 23 October 2026. This is an estimated fair value based on stated assumptions, not investment advice.

Market price

₹836

close of 23 Oct 2026

Est. fair value

₹434

₹171–₹434

Estimate vs price

-48.0%

estimate below price

Price ₹836Fair value ₹434
Low ₹171High ₹434

Above fair-value est.

Ask AI about INDUSINDBK

Key numbers & health

Revenue
₹46.3K Cr

FY26

Net profit
₹889 Cr

FY26

EPS
₹11.41

FY26

Free cash flow
₹301 Cr

FY26

GrowthRevenue +8.3%/yr (3y) · +13.8%/yr (9y)Okay

Over the last 3 years, revenue grew 8.3%/yr and profit grew -50.8%/yr. Over 9 years, revenue grew 13.8%/yr and profit -12.2%/yr.

ProfitabilityROE 1.4%Weak

Every ₹100 of shareholder money earned ₹1.4 in profit last year, vs a sector median of 12.2%.

DebtNot applicableN/A

Borrowing is core to a lender's business model — judge it on profitability and consistency instead.

Valuation-48% vs estimateWeak

The market price is above our estimated fair-value range (based on stated assumptions).

QualityROE steady within ±5.1ppOkay

Returns on equity varied by about 5.1 percentage points over the last 5 years — reasonably steady.

Peers

The Federal Bank Limited₹84,412 CrP/E 19.4ROE 11.2%Fair-value estimate →IDBI Bank Limited₹84,145 CrP/E 9.1ROE 13.5%Fair-value estimate →IDFC First Bank Limited₹61,444 CrP/E 38.2ROE 3.4%Fair-value estimate →Yes Bank Limited₹49,884 CrP/E 14.2ROE 6.9%Fair-value estimate →
Ask AI about IndusInd Bank LimitedChat with Intrynsic's research agent about results, risks and filings.Sign up free →Track it in your watchlistFair-value alerts, result-day briefs and portfolio analytics.Sign up free →See the full model workingsEvery assumption, per-model trace, reverse DCF and peer lens.Sign up free →

Frequently asked questions

What is IndusInd Bank Limited's intrinsic value?

Intrynsic's multi-model valuation estimates IndusInd Bank Limited's fair value at ₹434 per share (range ₹171–₹434), last updated 23 October 2026. This is an estimate based on stated assumptions, not investment advice.

Is IndusInd Bank Limited overvalued or undervalued?

IndusInd Bank Limited trades at ₹836 against Intrynsic's estimated fair value of ₹434 - the market price is 48% above the estimate, i.e. above our estimated fair-value range. Different assumptions produce different estimates; see the model breakdown above.

What is IndusInd Bank Limited's P/E ratio?

IndusInd Bank Limited trades at about 73.3 times its latest annual earnings per share.

How is IndusInd Bank Limited's fair value calculated?

Intrynsic runs 3 valuation models for IndusInd Bank Limited (P/B + Excess Return, DDM, Bank FCFE DCF) and blends them into one estimated fair-value range. Every assumption - growth, discount rate, terminal value - is shown openly on this page.

Which sector does IndusInd Bank Limited belong to?

IndusInd Bank Limited operates in the Banks sector (Banks industry) and is listed on the NSE as INDUSINDBK.

Disclaimer: Intrynsic provides educational and informational analysis only. Fair-value figures are estimates based on stated assumptions- they are not investment advice, research recommendations, or an offer to transact in any security. The models rely on assumptions (discount rates, growth, multiples) that may prove wrong and on past financials, which do not guarantee future results; prices also move on macro factors the models don't capture. Intrynsic is not a SEBI-registered investment adviser or research analyst. Markets carry risk; please do your own research or consult a registered adviser before making investment decisions. Prices shown may be delayed end-of-day values. Terms · Privacy

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